There are many way to become rich, but many more to become poor. Of course it's never easy and many quick methods involve a lot of risk. so take your time and follow these steps to build your wealth.
Start by investing in your most important asset: your mind
- Get into honors classes in high school
- Do well in high school (3.85+ highly recommended)
- Score well on your college exams (SAT, SAT II, etc)
- Take AP classes in high school -- they are cheaper than taking classes at college but your credits are worth the same. Plus you will probably get more individual help from a high school teacher than you would in class of 100 freshmen.
- Participate in extra curricular activities, including community service, sports and the arts
- Be kind and gracious. Everyone, including admissions officers and waiters, appreciates advanced social skills (making other people comfortable around you)
- Learn to speak a different language fluently. (Spanish, French, German, etc.)
- At College (two years or four years) take your time to play but also study
- Listen to what professors or teachers say, so you can not only to get good grade, but learn something.
- If you must do alcohol, illegal drugs and sex, be responsible. They can mess you up and then you'll never be rich.
- Don't take your love life too seriously.
High Risk/Dubious Morality: not recommended
- Stealing
- Lottery
- Stocks
- Gambling
- Seducing a rich person with the hopes of marrying into wealth
Invest
- Start investing as early as possible. Do not wait until you have "enough" money to invest. You will end up with a larger account in the end if you start investing a small amount early and keep adding more regularly.
- Make smart investments
If you don't understand what you are investing in, don't. Start with something easy like index funds. They have fewer ups and downs than individual stocks, and you will not have all your eggs in one basket. - Stay as debt free as possible. A paid-for education and a paid-off house will enable you to invest more money in the stock market or your own business.
Start your own business
It is often better to be an employer than an employee, if you are disciplined and able to devote time and money. Learn all you can about running a business. Take a class. Ask an experienced business owner for advice. Be careful, though. Many businesses fail, especially in their first year. You could end up with considerable debt, no savings, and no benefits. Get help!
Be an entrepreneur
- Real Estate
- Venture Capital
Be Smart
- Learn about budgeting, credit, and debt. Learn how credit cards work!
- Put an amount of money in the bank monthly. 10, 20, 30 dollars is good, only if you can afford it. By the time you get old, retirement would be easy.
- If you are in college and can't afford an apartment and don't like those nasty dorms, then gather with 3 or 4 people, and buy a good sized house while splitting the payment. It'd probably cost less than a apartment.
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